This review is based on paytam. I started to use this app few days ago , becouse one of my friend suggested me to download this app. But my experience with paytm is very poor .Last monday I won some price money from a google app. So they asked me to provide me paytm number or code so they can send me the money into my paytm account. So I provided them the code.On tuesday morning I got a massage from the google app but the payment which they put into my patm account.but there was nothing.Today morning send me a notification , that u got a lifaffa so open it and recive your money. I tried many time to open it but still it is showing some eror and try after some time.I send many email to the paytm but they did not give me the right reason behind it.So for me paytm is a loser company.