In love with app totally. It can handle most of your work like recharge and bill payments. Best thing is that you can also transfer money. Its a secured way to receive or send money through mobile. They also have a option of upgrading your limit to 1lakh.
I only have one demerit to share with this app and that is if you apply for upgradation they call u instantly for appointment but never come to pick up documents and I hate this app for this otherwise I would have given it 5 stars. But if you are happy with 10k limit then you have choosen the right app so paytm karo.