I’ve been using paytm for a year now and have been a truly happy customer. Its realy commendable for the kind of service they are providing to the customers. The paytm wallet is an amazing feature and lets you connect your bank account, it also helps in quick transaction of money to anyone who has an paytm account only with the help of phone number which I think is really awsome. They also have cashbacks which I personally think is a realy good marketing strategy considering a win win situation for both. Overall, Its an amazing application and kudos to the team. Keep helping us make our life easier.