Paytm is anyhow sansation in india with its ultimate offers from the beggining to fact had greatest ideas such as
Bargaging with sellers. Promocodes and cashbacks. Discounts on recharges etc.
But even though the idea good quality is very very cheap
It only concentrated on rates discounts but never concentrated on quality. And even loading time is not too good. Bargaining idea is good but seller is always busy now a days
Only paytm goes good if it concentrate on quality but no one readily believe it because of past experience.I too had tough experience with paytm
Coming to recharges it is very good because it shows ever offer available and in bonus gives cash back