Paytm is a great recharge app.paytm gives good cashback deals of recharge and bill payment.paytm is easy to operate and great feautres.it has good option of transfer money to bank.paytm is very useful app in this demonisation and paytm is helpful for transfer money from one paytm account to another paytm account. It has many deals on food , recharge, travel, bill payment.it has refferal program also which gives money on reffering.the concept of paytm is nice .paytm has great app and great cashback offer so I recommend this paytm app .