I m not like this apps. becos of I had done twice payment of my vodafone bill. once it has debit two time in payment from my sbi account. 2nd time I wanted to recharge my tata sky it has also debit payment from my account. not least but on of my friend also not happy with for the same services. finally I have to pay my mobile bill then I had to go on sbi ATM for the case and then I was pay the bill case on outlet of vodafone. I m dont like this service becos when any companies debit wrong charge it will credit automatically in the account. but they had return my money in 120 days after complained in sbi branch.