Paytm is the best online shopping and recharge website. it provides varios coupons, offers which provides cashback also.
paytm is also provide a facility to give KYC and enhance the limit of wallet which is currently due to denominisation is Rs 25000 otherwise it was Rs 100000.
paytm gives many offers on recharge and shopping also. it has almost all type of payments like electricity, water, irctc, bus, metro etc.
I am using paytm but there is no problem till. no problem to transfer cash from wallet to bank account.