Digital India is what the government is promoting at this time and paytm which was already highly used had grown even further. It is a simple application. One can easily transfer money, get money, pay for different services and buy stuff online with the help of this application. It offers allot of offers like cashback which further are very attracting. In recent times it had taken over the business of online payments leaving behind it’s rivals like freecharge. It is a very safe application and very reliable too. One knows that his/her money is in safe hands.