PAYTM means pay any time , it basically online digital wallet which helps us to pay bills, recharge. and fund tranfer to any account without consuming time in lines for paying bills and recharge, we can recharge any time our /others mobiles and get points from Paytm .online shoping //direct shoping we can do by this useful APP. there are various compitators of paytm like airtel money/jio money etc but paytm is user friendly app.we can easily earn points when we use it and after collecting various points we will buy any gift for our lovedones. PAYTM gives discount rate in various items if you want shoping online .recenty our prime minister announces cashless india that means direct bank to bank transfer which improves our ecomomy and standard bassically it is concept of cashless living which provides us easier ways to live life.
so try it and I am sure you will not be disappoind
Thank you use for paytm