Paytm is now you can see everywhere even in a small tea shop. Actually I could share my experience with paytm. I have to pay EMI last month I don’t have money in my account but at last my friend gave his debit card and told me to use it. But EMI should be in my account. My friend don’t have netbanking. So I can’t transfer to my account. Due to demonetization I can’t withdraw. So only I have option that paytm. I deposited in paytm with debit card and later I transferred to my account. I am so happy with facility. Thank you so much paytm.