Hi once when are driver couldn’t receive his salary immediately as he faced an emergency we had to transfer funds to his account online or v must just go to his house and provide his salary through cash and due to his immediate emergency we just decided to send online money to his account through his account number and IFSC code so Paytm is a very good application in transferring funds from your account to any other account which is in emergency so please use Paytm as it is even launching its debit card and it might even help you to use it in merchants shops and you in ATMs