Pay tm is the best wallet app compared to other wallet apps.During the period of demonetization Pay tm was the one who was there to rescue us.The customer service is very good .The product quality is reliable and the delivery service is very much on time.The best thing about this app is that we get cashback on our mobile recharge, bill payments, etc.The sellers can even sell their items on Paytm.Presently, most of the online shopping sites has also associated with Pay tm. Not only this even most of the earning apps also provide pay tm cash for completing some of the work.I highly recommend pay tm .