Its a good app, its an one stop solution to our online shopping, recharge needs. I am a new paytm user and has used it for phone recharges, for online shopping etc. Paytm keep coming up with many discounts, I happen to buy one to two products and I am satisfied.
I just top up my paytm wallet and then use the wallet for all my transactions, its more safe and easy to use. Also they keep updating about their various schemes and thats just wonderful. Hoping for a long, happy and healthy relationship with them.