IF ur life has become online then the best online platform for basic need is paytm.Either want to recharge, pay bills, buy household items or even gift someone paytm is the easiest platform to do it.MOreover it is flexible and consumer savy.
I mean to say that if u bought an item and wanna return then other online platforms will issue coupon for the courier charges on the other hand paytm will return your money which u can use it for other purposes and ecan even send it to bank.So, friend "paytm karo".