HI FRIEND. I have been using Paytm since 2011 exactly after 1 year they started and proud to say I am loyal customer of them. I thought they are already had a huge market share on mobile recharges and suddenly they started Bus, Shopping, metro recharges, education fee payment, flight tickets and now Paytm walltet also they become an Paytm Payment bank.I liked the Idea of Paytm Wallet, Paytm Payments bank but I dont think they should have too many categories on other side such as Bus(We already have Redbus on this), Flights(MakeMytrip), Paytm Shop(Hmm we can give it a try).