Paytm is user friendly and very genuine. I myself didnt know about it until a friend of mine told me about it. And I started using it. I could learn it in few minutes. It transfers money in just one second from one number to the other. It also allows you to transfer the money in your paytm wallet to your bank account. It doesnt take more than a minute. The maximum money that you can transfer to the paytm account in a month is 20000rs. Paytm also has online shopping where the products are sold at very cheap price. I had ordered a belt and wallet last month for just Rs80 and they charged Rs 70rs extra for shipping. But the products were good. So it was worth