Am using this app from 1 year when demonetisation started. There are both good and bad experiences with me. Starting from the good ones. It helps me to overcome for small penny like Rs1, 2, 5 . It helps me to travel tension free wherever I go cause I didn’t take my wallet or put money in my pocket. I just need to take care of my phone. My huge amount of money is safe. It gives additional offers on online shopping and payments. I recharged Rs 350 to my Airtel sim and got Rs200 cash back due to this. I got discounts on online shopping like I buyed a T-shirt worth 900 and it costs me 800 at I got Rs100cash back. Now the bad experience. I’ve to add Rs 1000 to my wallet. Suddenly the app hangs even the internet is working properly and other functions also working properly. I just have written the password and going to click add. I just checked my wallet after reopening the app. It continues me to the password. If any other may have my phone, they should have known my password. And customer care service is this app is the worst I say. But this happens only once. Overall I recommend this app.