Hy guys today I want share my personal experience with paytm app. Paytm is also a famous app of online for shopping, ana banking .I am 1 year old Paytm user.paytm shows many fake offers related to cashback.and money transfer from bank to wallet it’s take too much time. And once we complete our payments.they never give cash back.many time they make foolish people. Paytm customer care service is too worst.they never pick call. It’s to worst app.