This is the way to buy anything and you can also pay money to others you can also pay rent of taxi when Mr. PM of india took a big decision that 1000 and 500 note had banned then the peoples were shocked and they were thinking how we will pay money to the people then this paytm did a big role it was helped us to pay the amount for shopkeepers but I must say that paytm needs some improvement in this like some time it doesnt work sometimes cash is not transfer so it is good app but it needs improvement also it is saif to use .
Thank you