Its the best kind of E-money we have till date. You don’t have to worry about now for your wallet get theft or to take the wallet even if you have a smartphone and a paytm account. You can Shop, pay bills, get your phone recharge direct from your paytm cash which is transferred from your Bank Account.
Its 100% safe. You can even go to Resturant and can pay your food bills and get deals also like get 25% OFF on bill or get something for free like deserts or something.