Paytm is a digital bank app I can say from where I can pay money to merchants.We can do recharge of dth, mobiles without wasting time by moving to the shopkeeper.This company offers reward code also for his customer I am using this app I am very happy and I must tell you all people can use this app on your android phone without carring cash.pay at any outlets this is available maximus store and now a days after note banned it is growing day by day.Lastly I must say use this and become part for the growth of india. Jai hind