Paytm is a way of earning money. I have several experience where payment gets debited. Your mobile/Data card will never get recharged. You will have to write to them to know about your money, then they will credit it to their own account named paytm cash. Nonsense! Let us stay away as mentioned by people earlier, they are all true. I too experienced! One thing is clear, people are all busy, hardly people remember their transaction.
Its enough they get the 10% of this money.