I started to use paytm for online recharges and bills. I didn’t had much knowledge on this. but I started learn the benefits of paytm. they provide a greater discount in the form of cashback for every recharge. by this I was able to save a greater amount of money. the products have also a high discount rate. paytm can be used for shopping, paying bills, recharges, online ticket booking, even paying electricity and water bills. one of the problem I felt is that it have delivery only in sertain regions.