Now a days the digital techniques are common so paytm application has a great value for using cell phone by this app 1 cores people enjoy life by work any at any place. Because this application works like payments money transfer money to anyone. we can buy by this application also .so it is a great application for now time because now money is a problem of any kind of payments so we just create our paytm application walet by adding the account in it we can great use of it and get great benefit of it and create great opportunity for the current and future system.we also save important time by use paytm application and great use of it.