Paytm is the most useful wallet as it provide many facilities such as ticket booking, Recharges, DTH and even more. But nowadays its not offering the cashback offers and its limited. As lucky draw offer in paytm is not valid as its purpose is to retain more and more users. As day by day its site is getting bigger and it takes time to load on the web. Moreover, sometime it faces technical problem. I once trying to book train tickets but unfortunately every time it didn’t book my tickets rather refunding the amount.