I am Using Paytm for last 2 years for Recharge and shopping. I am aware of its wallet feature but never try it because I never feel any need of it.but after Demonetization no one have enough cash to spend on their basics need. after that I try Paytm wallet to pay money to shopkeeper .i find it is so easy and very fast way to pay. now I don’t need to carry wallet in my wallet. I am very happy that almost all shopkeepers are trying to use Paytm and digital way of transaction. Paytm is very easy to use and very user friendly and their support staff works very fast they resolve query within 24 hour. I am very happy with My PAytm experience .Thank you paytm