The paytm wallet is the best app to do money transfer to our needa. Recently I pay the current bill through the paytm app. But there is so meny time to pay my bills. The paytm app asked to me to create own members, thats is the long process. I do the mobile recharges also through the paytem app, but some times it takes to recharge my mobile very much time. Whats the matter, now a days technology is improved so much high peek, but the paytm app is not improved so high, I want improving more features to do my money transactions, also improve time limit.