Paytm is the best concept of virtual money. I use paytm wallet for various purpose like to book ticktes for movie, to send money to friends, to pay bills, to pay money on petrol pump.
It is that much easy to pay or receive money that everyone can use it without having knowledge of any IT or other.
Paytm has much useful features like if anyone who do not have much knowledge about software also can use it, like it provide feature of QR code you can send receive money from that.
I personally use this alot as you can see in the given screenshot also.
It also provides cashback offers. like in movie tickets sometimes it gives upto 150INR cashback.
So this is awesome wallet.
Layout and design is good and easy.
Very useful among all other wallets that I have used.
Paytm karo.