We all know about paytm its now convert into paytm payment bank concept is very good the money which kept idel in a wallet would not be happen now we get 4% intrest on money we kept in our wallet I have been using paytm wallet for 2 years for shopings mobile & dth recharge and enjoys a good service as well as cash back and paytm customer support service is very good . functions of paytm is very easy and easily understand by anyone a paytm is a powerful digital wallet which has a very good future .