Hi friends my personal experience wiith paytm is for transferring payment is good but they do fake promises like when you use some other app they mentioned there do payment threw paytm you will get 100 rs cash back and after doing that when I saw I have not received any cash back. Rest things they hide from people because they know for 100 or 200 rs people will not do follow up. Tie up with other app was not good from their end or may be their services are not good. I had this experience with Domino’s pizza app. They should not mentioned it when they are not suppose to give.