Paytm wallet is like a money bag. This is a very good concept. Now a days paytm is available every where. You can use this mobile wallet anywhere.
The layout can be more effective. As per me the design is good but this can be more user friendly so that can be use easily by everyone even the villagers and the other less educated people.
The features and functions are good. One can use paytm in everywhere like movies, training booking, bus booking, any shops, transfer money to each other and lot more.
Now a days paytm is very useful. Paytm helping a lot to be cashless in India.