Paytm is a website and application used for payment purpose just like shopping, pay electricity bills, recharge mobile etc. In the Paytm Wallet we send our money from bank account to Paytm Wallet. After it when we require cash then purchase with it without cash. Its layout and design are good. It have various features and functions. it is a smarter way of shopping. Paytm is a secure payment gateway for money we can pay money all over india. It is very useful for every one. if we put money on the Paytm payment wallet then no requirement of cash on physical wallet.