I am regularly using Paytm Wallet for last 2 years.Using this app I am able to do various money transaction like money transfer, recharging mobile and DTH.Also able to add money to wallet so not necessary to use my debit card for every transaction or every recharge done through this wallet.Also can buy any product through online shopping that too in less price.I can able use various promo codes that can save my much money as well as sometimes I get cashback.So in all good way to save money and buy the products.