Paytm is the best app and most useful in the online world. It has all the facilities like recharge(mobile/DTH/Electricity/landline/fees etc), booking tickets(movie/train/bus/flights etc) and online shopping, etc. In all these things I mainly used recharges. Now I am sharing my lovely experience with Paytm to all of you. When I made my first transaction through Paytm, it needs to sing up with Paytm. after that, I am successfully complete my transaction using my debit card as I do not transfer money from my bank to Paytm wallet. The important thing was that when I made my second transaction then I do not need to give all the details of my debit card because Paytm already saves all the details of my card and I just need to give CVV only.(Note: Paytm do not share card details with anyone and they keep it safe.). It is easier for me to make recharges by only giving my CVV and OTP( send from the bank for account verification.). So Paytm saves my crucial time and it takes few minutes to pay the monthly recharges like CESC, Tata sky etc. So I am very happy with this app.