Pay tm wallet is a superb online wallet, I have used till now. Its easy and secure. It has many options involved as shopping within pay tm bazaar at cheaper rates. I was not sure and was a bit scared when was first using it, as my money doesn’t gets cheated. But nothing happened and by time Paytm has won my trust to a level that now I use it for everything.
You get discounts on your transactions. There lot of offers coming on with days. I would suggest people to use this.