Hello friends l am using this app from two years ago but at this time not use because it has many demerits its concept and purpose of this app is very different from it. It takes tex of your transferring money. It means it is only for spend tha money not for your savings and also it is not safe place to stock tha money for more time and only 20000 stock tha money in one month if I have more requirement then what to do.
So please take care from paytm. It too much rubbish. When you transfer the money automatically write transactions field. And so on more problems in it as it is.
So take care from paytm friends.