PAYTM IS HIGHLY INSECURE AND UNRELIABLE I have been using PAYTM since November 2016. On 23rd of December 2016 I made the last transaction through PAYTM for which I received an SMS confirming my balance as Rs.1520.00. On 26th December 2016 when I wanted to use PAYTM again, to my horror, my passbook showed balance of ZERO. It also advised me to “START” using PAYTM as if I had not done any transaction earlier. Their response to my complaint is also very cold. What I have got till date is a complaint Ticket No. Would advise the general public to refrain from using PAYTM.
so gey away from it