Paytm already know but maybe some people know of paytm wallet now paytm in one of service to merge this application lets come wallet is one the service of application there in easy to transfer money bank account to paytm wallet in past but last one year paytm when get payment bank licence to transfer to money to bank account service to start with 4% commission charges included it but now zero charges seeing why when demonetization serve of service all people using may be know not know state bank of india server heavy to busy of paytm transfer amount not permitted now but paytm service is excellent now main feature wallet in money recharge and shopping and every to buy it very essay interface and design features maybe improved now service is good but some money transactions now server busy to money delay to wallet unless good user friendly application payment banking best competitors of state bank buddy and airtel money, cricus and speed money and payee application compare is application is best.