Paytm wallet is a wallet where you can add money from the main bank account through paytm and later you can use this money as online payment, you can send this money to any bank using account number. Once the money will be added into paytm wallet then you donot have to enter the OTP for any payment using Paytm wallet.layout and design are simple and easy to use. other features of paytm wallet are you can pay any fees, bills. You can shop using paytm wallet money . A few weeks ago paytm has decided to incorporate paytm wallet bank where you will get a certain percent of interest on your paytm wallet balance. Overall in this Digital era this type of services are really really imporatant as most of the peoples have already started to use this service