Hye friends now I am sharing my personal experience about the paytm there is many problems like many type of difficulties as load money from bank accounts or debit card.I have debit card of bihar kshtriya gramin bank and in paytm mall their is no any bank show for load money.product of the paytm mall is very bad.some time before I purchase a watch of 3000 fastrack and after 15 days watch come to me.delivery time is more.and watch is copy of fastrack. It’s band colour was removed in a weak. I call customer care for return it and they refuses that I have expansed watch was just for 1 weak.