Writing this review for complete fraud activity by payumoney.com, For a transaction of 1.5L almost 15 days settlement not happened, lot of excuses and no proper responses, then after frustration just mailed to reversal of amount, after which sender claimed from bank side reversal, that took place for 1.5L, but 3540Rs had been charged for reversal, to merchant(my) account which is out of norms. For a failed transaction these fraud payment site is taking charges amount. The amount was auto deducted in further settlement, worst gateway to perfer, transaction UTR CITIN19075414152