Yes payumoney app is worst I must tel that its really worst I tried to recharge my cell once I completed all process and entered my debit card details and all but when it goes to payment page on which you get vbv code its your operator has been blocked or something like that it happened me twice although its working on website I mean when you pay using any partner website like redbus.in it works but on app it sucks I m really dissappointed thnx