pay u money is an excellent platform for cash back offers. While booking or buying anything online when I reach the payment page, Id always select payumoney if it is present there.
I most often use payumoney while making payment in redbus bus tickets. When the payment is through payumoney well get certain percentage of discount and an additional discount is applicable when we have the coupon code. Usually Im getting nearly RS 150 everytime I book tickets.
The problem is sometime payumoney restrict all the offers and limit 3 offers per user. And offer is calculated based on the total sum rather than individual products.
Anyway it is a great online wallet and saves a lot of money.