I am a user(buyer) of this site(PayUMoney) and I thought of sharing my experience &
Opinion on this site.
PayUMoney provides online payment options for the sellers and buyers via online. We can use this one as our online wallet as well.
In early days(When this site was launched) they used to offer decent discounts to sellers &
buyers in collaboration with their partners merchants.
So, for I have used around 15 to 20 times this one as payment option when I am purchasing
anything from their partner merchants and I got the discounts on the spot. For example; if
I am buying any product worth of Rs. 100 and discount is 5% for that product. Then, we have to pay just Rs. 95 to the merchant and rest of the amount will be adjusted in between
PayUMoney and their partner merchant. So, we will get Rs. 5 as spot discount. Also, we need not to keep the money in their wallet.
I haven’t used their wallet service and I am not interested too. Bcz, always we used to get
spot discount on the transaction amount.
Currently, discount percentages was decreased and no. of partner merchant’s also got
decreased.