Payumoney not trusted website. Because of this I say pay your hard earning money go to tirupati hundi. Means if you pay through pay u money your money gone to unknown but you can not ask paid money back like other wallet. So if you paid it is non refundable like put in temple hundi just named tirupati hundi. Because in our state people if loose money say that tirupati nama( in kannada) . The reason to loose money is any one can simpley register and link his bank account. Now he give the link to you telling pay through pay u money. Here what happen many cheaters created account give link through online. Second problem if you pay ebay amazon they not pay seller till deliver of goods. Here different. Seller get paid immediatelly from your account on debited. So be care full before may payment through payumoney. Company coustomer care also very irresponsible. I lost just Rs.15000 my bad time. My compaint not take action or not replayed by company.