PhonePe is very good and lite app for balance transfer, mobile recharge. No any charges for balance transfer in bank this app is very smoothly work in android version mobiles. Very offers is available all time for mobile recharges, D2H recharges, Postpaid bill, Electricity bill, Gas bill and very good app for Bill payment. I’m using another app for balance transfer but very high charges for balance transfer. PhonePe app is sutable for balance transfer to easy mode.