Phone Pe is one of the worst app to send money , we can send money only to phonePe users easily by adding contact and asking person’s phonePe ID ,
Coming to the concept , it gives 50 INR by inviting friend and for new users they give 150 INR as they are invited by friends.
For this 150 INR everyone uses PhonePe.
Coming to PhonePe its waste app they charge money , when we transfer money to our account , the money also wont come immediately to our account , they take 24-48 hours time , some time money wont come to account but cancelling from the account .
I have sent 1500 INR to bank account it doesnt tramsfer immedietly to account .after 3 hours it showes notification that due to bad servers the money didnt transfer to account , But money cancelled from wallet.
Friends it is waste app.
Comming to its app it is not at all good .
They shows more offers on phonePe but comming to actual situation they give cash back upto 30 INR , the cash back some time cancel.
It waste to use this app because it wont transfer money immedietly to bank , they charge money for transfering. Sometimes money cancel due to bad servers in PhonePe and the money will reduced from our wallet. It is better to use paytm to transfer money to bank . overall performance is worst.