PhonePe is very good lunched by the govermemt, very is to use and help you to link your different bank account in this app.Let me share one of my expirence with this app. On last sunday I was very much need of good shoes so want on the myntra and chose the shoes which I wanted to buy when I want on the page where I have pay the shoes price there was the option to pay with the PhonePe app and and there was cash back on this aap.So, before pay the cost of shoes I installed the app , linked my bank account and paid the shoes price throught the PhonePe app I got around 300 rs as my shoes was 1070 rs .So , friend hurry up install the PhonePe app and get the advantage.!