Phone Pe is Good app like paytm they developing the app to more reasonable to users.there is a option to send money bank to bank its called upi. it was implemented in all apps. It's great idea to easily send money directly to bank.
And there is an assu when to reacharge one my tata docomo number. It won't be processed. At the first time it done but after onwards I can't rechargble to my tata docomo number. So this so disgusting in the app. And all good features had this app. We can pay bills like electricity, water bill over the india.
But I am enable to pay bill because there is no optio for southern telangana power bill these are the issues with this app so I'm giving 3 star ?? this app.