The concept is good it is directly link with the bank account and sends money instantly .and the layout and design is good it support all indian languages .and it can transfer the money within the fraction of seconds .and the design is good where we can cheak the bank balance instantly and I love this application for the refereal bonous and cashbacks
the usefulness is 100% useful and one must should have the application fot the purphose of cashless transaction .and you can pay all the bills in one application